The government shifts its focus to the middle class; rules for the ‘Mo Ghar’ scheme have been revised.
On May 29, the state government announced the ‘Mo Ghar’ scheme in the State Cabinet meeting. This scheme was introduced to ensure that the poor receive proper concrete houses. The Odisha Housing Mission has written to all banks providing guidelines for the implementation of the Mo Ghar scheme. Families with a monthly income of less than ₹25,000 will be eligible to benefit from this scheme. However, the government has made some changes to the rules specifically for urban areas.
In urban areas, families whose monthly income does not exceed ₹50,000 and who live in a permanent concrete house with only one room will be eligible. The beneficiaries should not have received more than ₹1 lakh assistance from any previous government housing scheme. Additionally, none of the family members should be a government employee or a pension holder. Beneficiaries can take a bank loan ranging from ₹1 lakh to ₹3 lakh in three phases for house construction. On a loan of ₹1 lakh, they will receive a maximum subsidy of ₹40,000. For a loan of ₹1.5 lakh, the subsidy will go up to ₹55,000, and for loans of ₹2 lakh and ₹3 lakh, the maximum subsidy available will be ₹70,000.
